 |
| get health insurance |
Get Health Insurance Online - How to Purchase Health Insurance Coverage on the Web
Buying health insurance online is a simple and convenient way to get the coverage you need. Instead of having to call or visit a lot of agents, you can go to a website and sign up or obtain further information there.
There are two basic kinds of sites which deal with obtaining health insurance online: Sites run directly by health insurers, and quote services. Major health insurance companies now not only give quotes on their sites, some of them allow online applications as well. This is a colossal change from just a few years ago, when some insurers didn't even offer individual plans, let alone allow online applications for them. Now, it seems, insurers have finally realized that there are a lot of people who either are self-employed or who are employed at companies that don't offer health insurance.
There are many plans available at each major health insurance company. Therefore, the first step for most people will be to check out all the plans, get quotes, and choose the best plan for their situation. The next step is to actually apply for coverage, or "enroll" in a plan, as some insurers put it.
To apply at a major insurer, you will first need to enter your ZIP code. The site will then direct you to their state-specific site for the rest of the information. If you are applying, rather than just asking for a quote, you will need to have a lot of personal information handy. They will need your prior coverage information, your medical history, and your pharmacy history. Some insurers estimate the time it will take to complete an online application on their site. Fifteen to forty-five minutes is one estimate. The time varies based on family size and medical history. It can take up to four weeks for the enrollment form to be processed.
The other type of online insurance site is the "quote service" variety. Quote services are very popular, because they offer consumers the ability to check out several plans and companies at the same time. Typically, when a user of one of these sites finds plans of interest, he or she can then fill out a quote request form. Agents representing the companies of interest will then contact the person with their quotes.
Whether you use an online quote service or go directly to your favorite health insurance company's site, it's quicker and easier than ever to obtain health insurance coverage. Check out the options and choose the one that's best for your situation.
Learn How to Find Good Deals on Health Insurance Plus Get Quotes and More at http://healthinsurance-com.com!
